Understanding the Ins and Outs of Dual Coverage

It’s not uncommon to be covered by two dental benefits plans, which means that you have “dual coverage.” If this applies to you or your family members, take a moment to learn how dual coverage works with these four key points. Understand your coordination of benefits (COB). Your COB is the way your two plans… More »

Full compensation packages that include dental coverage can help employers stand out from their competition. Not only do they make  companies more attractive from the outside, but they also help them save time and money internally. Read on to learn why dental coverage is a key part of staying ahead of the pack. Attracting talented… More »

Offering a dental plan to employees or purchasing a dental plan on your own isn’t just about oral health. Dental benefits have been shown to improve both oral health and overall well-being. Dental coverage emphasizes preventive care. Americans lose more than 164 million hours of work every year due to dental disease.1 But dental coverage… More »

Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here’s what you need to know: Copayment, also known as a copay, is a set dollar amount you are… More »

Now that we’ve flipped the calendar to the new year, 2018 planning is underway for many. As you’re organizing your finances and other paperwork, it’s also a great time to check on the status of your dental benefits. First, check to see if your dental benefits renew at the calendar year or the contract year,… More »

Between gifts, entertaining, donations and décor, most of us spend more money during the holiday months than we do throughout the rest of the year. Luckily, you can save a little green at dental appointments when you visit a Delta Dental in-network dentist. Delta Dental PPO network dentists have agreed to accept Delta Dental’s PPO… More »

You may associate dental benefits with a couple of free or low-cost cleanings per year. That’s definitely one of the perks – but enrolling in your company’s voluntary dental plan has benefits that go far beyond a healthy smile. Here are a few to consider: Dental Benefits Keep You Healthy Adults with dental coverage are… More »

After enrolling in a new dental plan, coverage for some services could be subject to a benefit waiting period. A benefit waiting period is the amount of time before you are eligible to receive benefits for all or certain dental treatments. Every dental plan is different, but typically, there are no waiting periods for diagnostic… More »

Most people probably don’t curl up in a comfy chair with a cup of coffee to read their dental policies, but it pays to thoroughly read through and understand your benefits. First of all, knowing your plan can help you save money at the dentist’s office. Being part of the Delta Dental PPOSM network typically… More »