What’s the Difference Between Copay and Coinsurance?

Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here’s what you need to know: Copayment, also known as a copay, is a set dollar amount you are… More »

Now that we’ve flipped the calendar to the new year, 2018 planning is underway for many. As you’re organizing your finances and other paperwork, it’s also a great time to check on the status of your dental benefits. First, check to see if your dental benefits renew at the calendar year or the contract year,… More »

Between gifts, entertaining, donations and décor, most of us spend more money during the holiday months than we do throughout the rest of the year. Luckily, you can save a little green at dental appointments when you visit a Delta Dental in-network dentist. Delta Dental PPO network dentists have agreed to accept Delta Dental’s PPO… More »

You may associate dental benefits with a couple of free or low-cost cleanings per year. That’s definitely one of the perks – but enrolling in your company’s voluntary dental plan has benefits that go far beyond a healthy smile. Here are a few to consider: Dental Benefits Keep You Healthy Adults with dental coverage are… More »

After enrolling in a new dental plan, coverage for some services could be subject to a benefit waiting period. A benefit waiting period is the amount of time before you are eligible to receive benefits for all or certain dental treatments. Every dental plan is different, but typically, there are no waiting periods for diagnostic… More »

Most people probably don’t curl up in a comfy chair with a cup of coffee to read their dental policies, but it pays to thoroughly read through and understand your benefits. First of all, knowing your plan can help you save money at the dentist’s office. Being part of the Delta Dental PPOSM network typically… More »

You’re no doubt aware that dental coverage saves you money. Dental benefits prevent you from paying the full cost of many dental procedures, and often completely cover the cost of exams and other preventive services. But dental benefits have value beyond just dollars and cents. For example, your dentist screens for a number of diseases… More »

Delta Dental Study of 97 Million Claims Details Many of Nation’s Children Not Taking Crucial Preventive Measures A landmark study of more than 97 million dental claims, conducted by Delta Dental Plans Association, found about two-thirds of children who are at higher risk of developing cavities aren’t getting recommended preventive dental care.1 Delta Dental’s Preventive Dental… More »

When you need dental care, choosing an in-network dentist is always a good idea. That’s because network dentists have agreed to offer reduced fees and abide by our policies – and have met industry standards for care, safety and cleanliness. However, your specific dental benefits plan may offer access to one or more of our… More »