What You Need to Know in Case of a Dental Emergency

No matter how careful you are, dental emergencies can strike at any time. Make sure you’re prepared for any dental issues that may arise by knowing how your dental plan covers emergency care and what to do in the case of a dental emergency. How Dental Plans Cover Emergency Dental Care Most dental benefits cover… More »

Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here’s what you need to know: Copayment, also known as a copay, is a set dollar amount you are… More »

Annual maximums and deductibles are common in many health plans, including dental plans. An annual maximum is the maximum dollar amount a dental benefit plan will pay toward the cost of dental care within a specific period, usually a calendar year. If your plan’s annual maximum is $1,000, your carrier will pay its portion of… More »

Most dental plans have an annual dollar maximum. This doesn’t refer to a cap on the amount you will pay out of pocket. Instead, this is the maximum dollar amount a dental benefit plan will pay toward the cost of dental care within your annual benefit period. Once you reach your annual maximum, you are… More »