Paying for a Dental Plan You’re Not Using? Start Using It.

More than 1 in 3 adults across the nation — including almost 45% of those ages 19 to 34 — will not visit the dentist over the course of a year, despite having private dental insurance.1 In Illinois, 25% of people who have dental insurance coverage have not visited the dentist in the past year.2… More »

Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here’s what you need to know: Copayment, also known as a copay, is a set dollar amount you are… More »

Most people have been planning for retirement for decades, tucking money away in retirement accounts and scheduling vacations. What many people forget to plan for, however, are dental benefits. Most retirees lose employer-sponsored dental coverage when they leave the workforce. And although the Medicare federal health insurance program is available for people who are over… More »

While at college, your child will most likely start a new routine. Trying new things is part of the experience, but studying late and eating junk food may jeopardize already established oral health habits like brushing, flossing and visiting the dentist regularly. Regular dental checkups are important, especially for college-aged students who may be surviving… More »

Happy employees equal productive employees. It’s Employee Well-being Month, and the perfect time to explore ways to improve employee wellness at your company. Ask yourself, as an employer or a human resources professional, what you are doing to create a healthy environment for your employees, and in turn, a productive and positive workplace. When you… More »

While the Affordable Care Act requires individuals to have health insurance, it doesn’t require adults to have full dental coverage, nor does it require health plans to offer adult dental benefits. But if you don’t have dental coverage, you should seriously consider it. Here’s why. Compared to health insurance, dental coverage is relatively low cost…. More »

If you have both medical and dental benefits, you may wonder why they work differently when it comes to payments and coverage. Although dental and medical benefits both help cover the costs of certain treatments, they actually serve different purposes. Why They’re Different Medical care usually focuses on reactive treatments for disease and illness, treating… More »

When you are covered by a dental plan, you often receive an explanation of benefits (EOB) from your dental carrier after a trip to the dentist’s office. The EOB is not a bill, but rather an explanation of the procedures that were performed at the appointment and what is covered by your particular dental plan…. More »