What You Need to Know in Case of a Dental Emergency

No matter how careful you are, dental emergencies can strike at any time. Make sure you’re prepared for any dental issues that may arise by knowing how your dental plan covers emergency care and what to do in the case of a dental emergency. How Dental Plans Cover Emergency Dental Care Most dental benefits cover… More »

Eighty-seven percent of Illinois adults say their oral health is very important to them 1 and more than two-thirds of employees consider dental benefits to be a very important part of an overall compensation package.2 Yet many small business owners do not offer dental benefits. That short-term decision can negatively affect both the small business… More »

Most people have been planning for retirement for decades, tucking money away in retirement accounts and scheduling vacations. What many people forget to plan for, however, are dental benefits. Most retirees lose employer-sponsored dental coverage when they leave the workforce. And although the Medicare federal health insurance program is available for people who are over… More »

From the size of a dental provider’s network to utilization rates to money saved, there are multiple ways to measure the overall value of a provider network. The effective discount – which represents savings on all claims both in and out of the network – encompasses a number of individual measures. It is a good… More »

You’re no doubt aware that dental coverage saves you money. Dental benefits prevent you from paying the full cost of many dental procedures, and often completely cover the cost of exams and other preventive services. But dental benefits have value beyond just dollars and cents. For example, your dentist screens for a number of diseases… More »

More than 44 million1 individuals in the United States are age 65 or older. Practicing good oral health habits is an essential part of maintaining good overall health at any age. Being retired doesn’t mean retiring good oral health routines. Maintaining one’s teeth and gums by brushing and flossing daily and visiting the dentist regularly is… More »

While the Affordable Care Act requires individuals to have health insurance, it doesn’t require adults to have full dental coverage, nor does it require health plans to offer adult dental benefits. But if you don’t have dental coverage, you should seriously consider it. Here’s why. Compared to health insurance, dental coverage is relatively low cost…. More »

Whether you have access to insurance coverage through your employer or you purchase individually, the end of the year is frequently decision time. As you make your choices, make sure you consider the importance of dental coverage and know what to look for in your insurance carrier. If you’re like many consumers, you may view… More »